Brazos Valley Auto Sales Credit Application

Print this page, fill out the information completely, then mail, fax, or bring it to us:
Brazos Valley Auto Sales, Inc., 1317 South Valley Mills Drive, Waco, Texas 76711
fax: (254) 757-0219

CONGRATULATIONS ON DECIDING TO APPLY FOR AN AUTO LOAN AT BRAZOS VALLEY AUTO SALES
e-mail address_____________________________________


NAME __________________________________ HOME PHONE ______________________________

SOCIAL SECURITY NUMBER_________________________ DATE OF BIRTH ___ / ___ / ___

PRESENT ADDRESS _________________________________________________________________________
Street City State Zip Code Move-in Date

PREVIOUS ADDRESSES
_________________________________________________________________________________________
Street City State Zip Code Begin/End Dates

_________________________________________________________________________________________
Street City State Zip Code Begin/End Dates


EMPLOYER ___________________________________________ EMPLOYER PHONE _______________________
EMPLOYER ADDRESS _________________________________________________________________________________
START DATE ________________ POSITION _____________
SUPERVISOR ___________________________ NET INCOME $_________________ PER ________________
ADDITIONAL INCOME $___________________ PER _______________ SOURCE _______________________
Alimony, Child Support, or Separate Maintenance Income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
Is any income in this section likely to be reduced in the next two years or before the requested credit is paid off? __________
If yes, please explain on a separate sheet.

PREVIOUS EMPLOYMENT
_________________________________________________________________________________________
Employer Address City State Zip Code Begin/End Dates


MARRIED ___ SEPARATED ___ UNMARRIED (Including single, divorced, and widowed) ___

How soon do you need to buy a vehicle? ____________________________________________________
Of the vehicles featured on our website, which three are most appealing, and why? __________________
___________________________________________________________________________________________
How much cash do you plan to use as a down payment? _______________________________________
Do you plan to trade in a vehicle? ______ If so, please describe it: ____________________
Last Vehicle Financed __________________ Name of Lienholder ________________
Balance owed or date paid _____________________________ Monthly Payment Amount ____________
Are you trading in this vehicle? ______________________
Have you ever had property repossessed?________________ If yes, please explain: ___________
___________________________________________________________________________________________
___________________________________________________________________________________________
Have you ever declared bankruptcy? __ If yes, please state when and where on a separate sheet.
Have you consulted with an attorney about filing bankruptcy? __
Are you contemplating filing bankruptcy? __

AUTHORIZATION
For the purpose of securing credit from Brazos Valley Auto Sales, Inc. I certify that the above information is true and complete to the best of My knowledge. Applicant further certifies that I have attained the age of majority. Applicant authorizes Brazos Valley Auto Sales to check My credit and employment history and to answer questions about credit experience with Me. If approved, Applicant authorizes the use of this credit application and/or information gained from credit reports to be used to service My account, including collections. I acknowledge that I have received a copy of Brazos Valley Auto Sales Privacy Policy.
APPLICANT SIGNATURE ___________________________________________ DATE __ / __ / __

How did you hear about www.brazosvalleyautosales.com? ____________________________________

Brazos Valley Auto Sales, Inc.

Privacy Policy

This privacy policy applies to all personally identifiable information about you that is obtained by Brazos Valley Auto Sales in connection with providing a consumer financial service (i.e. financing a vehicle and/or vehicle repairs).

We collect personal information including name, address, telephone numbers, social security number, date of birth, employment information, personal and business references, and information about assets and indebtedness.

This information may be collected from you through credit applications, personal visits, telephone conversations, by mail, by fax, or by e-mail. Additional information may also be obtained from credit reporting agencies and other sources, including personal, employment, and business references.

Information obtained by Brazos Valley Auto Sales is used for credit authorization, to service customer accounts, and to improve our business. Access to personal customer data is limited to employees who require it to service customer accounts.

We maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect your personal information and we regularly review our security standards and procedures to protect against unauthorized access to personal information.

Information Sharing Outside the Brazos Valley Family and Your Opportunity to "Opt Out."

We may share any of the personal information that we collect about you with companies or other organizations outside of the Brazos Valley family as permitted by law, including:

  • financial service providers such as loan companies;
  • non-financial companies such as retailers, direct marketers, membership clubs and publishers; and
  • other companies and organizations such as non-profit organizations.

    If you prefer that we not share personal information about you with companies and organizations outside the Brazos Valley family (except information described below under "Other Information Sharing,") you may opt out; that is, you may direct us not to share this information by calling us at (254)757-0060 or sending a note in the mail stating you wish to opt out, to 1317 South Valley Mills Drive, Waco, Texas 76711. If you choose to opt out of the sharing of personal information with companies outside of the Brazos Valley family, we will not share any personal information about you for any accounts or loans that you may have with us. For any accounts or loans that you hold jointly with another person, each person may separately opt out and joint account holders may opt out for each other. If only one joint account holder opts out, we may share information about other joint account holders. Choosing to opt out of this information sharing may limit opportunities for you to receive product and service information that may interest you.

    Other Information Sharing

    We may also share personal information about you with companies or other organizations outside of the Brazos Valley family as required or permitted by law. For example, we may share personal information in accordance with the terms of the credit application and Retail Installment Contract, to protect against fraud, to reply to a duly-empowered governmental authority, with the express permission of the consumer, or to service your account. In addition, Brazos Valley may work with companies or organizations outside of the Brazos Valley family to provide services to Brazos Valley or provide you with opportunities to buy financial products or services offered by Brazos Valley or jointly with other financial institutions. Consequently, as permitted by law, we may disclose any of the personal information that we have collected about you to:

  • other financial institutions with whom we have joint marketing agreements; and
  • companies that perform services, including marketing services for us, or for the use and the financial institutions with whom we have joint marketing agreements.

    For your protection, we require that these companies keep all personal information secure and confidential.

    Customers can update or correct their account information by contacting us by telephone (254)757-0060, by fax (254)757-0219, by e-mail brazosvalley@sbcglobal.net, or by regular mail sent to: Brazos Valley Auto Sales, 1317 South Valley Mills Drive, Waco, Texas 76711. If you choose to send an e-mail, you should know that e-mail is not necessarily secure against interception. If your communication includes sensitive information (social security number, bank account information, etc), please contact us by postal mail or telephone instead.

    This policy may be changed. We will post any changes so that you will always know what information we gather, how we use the information, and whether we will disclose it to anyone.

    This privacy policy was last updated July 8, 2003.

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